Pay By Finance

At Willow & Hall we’ve made purchasing your beautiful item a little more comfortable with our award-winning 0% finance option. Available for purchases of £1,000 and above over a 6 or 12 month period and secured with a 15% deposit.

0% interest
6 or 12 months
£1000 spend
15% deposit


A typical payment plan

Although it will depend on your order value we’ve popped some examples below of what the payment plan could look like.

Order Value15% DepositAmount of Credit6 Monthly Repayments Option12 Monthly Repayments OptionTotal PaidAPR
£1,000.00 £150.00 £850.00 £141.67 £70.83 £1,000.00 0%
£1,500.00 £225.00 £1,275.00 £212.50 £106.25 £1,500.00 0%
£2,000.00 £300.00 £1,700.00 £283.33 £141.67 £2,000.00 0%
£2,500.00 £375.00 £2,125.00 £354.17 £177.08 £2,500.00 0%
£3,000.00 £450.00 £2,550.00 £425.00 £212.50 £3,000.00 0%
£3,500.00 £525.00 £2,975.00 £495.83 £247.92 £3,500.00 0%
£4,000.00 £600.00 £3,400.00 £566.67 £283.33 £4,000.00 0%


FAQs

  •       How do I choose to pay by interest free credit?
  •       Is there a minimum spend?
  •       Is credit available on made-to-order and stock items?
  •       How much will interest be charged at?
  •       Are there any arrangement fees or hidden extras?
  •       When do my repayments start?
  •       How many repayments will I have to make?
  •       Am I able to pay more than the standard payment each month and can I make more than 6 or 12   repayments over 6 or 12 months?
  •       Who is eligible to apply?
  •       Who are Close Brothers Retail Finance?
  •       Once my application is approved, what happens next?
  •       Can I request delivery to an address other than my home?
  •       What happens if my application is unsuccessful?